Pharmacy
Everyone accept and will believe the truth that "Pharmacy and Medicine"is too expensive in the region. Don't pay full price! Save 10% to 85% on most prescriptions at over hundereds of pharmacies. Just present your card to save an average of 42% at locations nationwide.
What can I expect to save with this membership?
Prices will always vary on prescription drugs and medicines and therefore it is impossible to estimate specific dollar savings through any non-insured drug or medical program. The Neighborhood Pharmacy program offers 10% to 85% discounts on acute care medications. Savings cannot be used in conjunction with other discount or insurance cards.
Do I get a discount on every single drug at the neighborhood pharmacy when I use my Membership card?
Not necessarily. Pharmacies and Drug Stores, like hardware and grocery stores determine their own pricing structures. Due to large discounts from manufacturers, some medicines or drugs may already be priced at or below the PBM's discount price. The PBM (Pharmacy Benefit Management) network pharmacies have agreed to sell prescription medicines and drugs at the contract price, or their "usual retail price" whichever is lower.
Why didn't I save any money at the participating local Pharmacy or Drug Store?
More than likely, you ordered a long-term maintenance medication versus a short-term acute care medication such as an antibiotic or pain-killer. Most pharmacies use long-term, maintenance medications as "loss leaders" and price these drugs at or below cost. They do this so that their customers will assume that all their prices are low. It's a marketing strategy.
The pharmacy realizes that for long-term medications, you'll shop around in order to get the best price for a medication that you may be taking for the rest of your life. As the consumer, you are led to believe that this pharmacy has low prices on all their prescription drugs and other items.
Our pharmacy program has contracted with independent and chain pharmacies nationwide to offer you a discounted price that will normally save you 10% to 85% on short term medications. However, in order to draw customers, many pharmacies opt to price their prescriptions lower than the contracted price. In this case the member gets the lower of the two. Normally, they use high profile maintenance drugs for these "loss leader" price reductions such as Prozac, Zantac, and Premarin.
What if the Pharmacist doesn't recognize the card's name?
Always make inquiries in person and be sure to bring your card with you. When the pharmacist sees the Pharmacy Benefit Manager information on the card, the pharmacist then understands which program you are on.
Is this a co-pay insurance card?
No. A co-pay card is an insured product where the customer pays a preset amount and the insurance company pays the remainder. This membership is a discount card offering reduced prices. You are responsible to pay the pharmacy 100% of the discounted price.
Pharmacy discounts are Not Insurance, and are Not Intended as a Substitute for Insurance.
The discount is only available at participating pharmacies.
Payment must be made at the time of service in order to receive a discount.
